.refinance-calculator {
  --refi-accent: var(--primary-color, #2563eb);
  --refi-text: #172033;
  --refi-muted: #667085;
  --refi-border: #dfe3ea;
  --refi-soft: #f7f8fa;
  --refi-success: #18794e;
  --refi-success-bg: #eefbf4;
  --refi-danger: #a12b24;
  color: var(--refi-text);
}

.refinance-calculator *,
.refinance-calculator *::before,
.refinance-calculator *::after {
  box-sizing: border-box;
}

.refinance-current h3,
.refinance-offers-heading h3 {
  margin: 0 0 7px;
  font-size: clamp(20px, 2.5vw, 24px);
  line-height: 1.3;
}

.refinance-offers-heading p {
  margin: 0;
  color: var(--refi-muted);
  line-height: 1.55;
}

.refinance-current {
  margin-bottom: 28px;
  padding: 20px;
  border: 1px solid var(--refi-border);
  border-radius: 15px;
  background: #f9fafb;
}

.refinance-current h3 {
  margin-bottom: 16px;
  font-size: 19px;
}

.refinance-fields {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.refinance-fields--2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.refinance-field {
  min-width: 0;
}

.refinance-field label {
  display: block;
  margin-bottom: 7px;
  font-weight: 600;
  line-height: 1.35;
}

.refinance-field small {
  display: block;
  margin-top: 7px;
  color: var(--refi-muted);
  font-size: 12px;
  line-height: 1.45;
}

.refinance-input {
  width: 100%;
  min-width: 0;
  min-height: 46px;
  border: 1px solid #cfd5df;
  border-radius: 10px;
  padding: 10px 12px;
  background: #fff;
  color: var(--refi-text);
  font: inherit;
  font-size: 16px;
  outline: none;
}

.refinance-input:focus {
  border-color: var(--refi-accent);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, .12);
}

.refinance-input-wrap {
  position: relative;
}

.refinance-term-control {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(100px, .85fr);
  gap: 8px;
}

.refinance-input-wrap .refinance-input {
  padding-right: 44px;
}

.refinance-input-wrap > span {
  position: absolute;
  top: 50%;
  right: 13px;
  transform: translateY(-50%);
  color: var(--refi-muted);
  pointer-events: none;
}

.refinance-offers-heading {
  margin-bottom: 14px;
}

.refinance-offers-heading h3 {
  font-size: 19px;
}

.refinance-offers {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.refinance-offer {
  min-width: 0;
  padding: 20px;
  border: 1px solid var(--refi-border);
  border-radius: 15px;
  background: #fff;
}

.refinance-offer__head,
.refinance-result-card__head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 16px;
}

.refinance-offer__head h4,
.refinance-result-card__head h4 {
  margin: 0;
  font-size: 18px;
  line-height: 1.35;
}

.refinance-offer__remove {
  border: 0;
  padding: 3px 0;
  background: transparent;
  color: var(--refi-danger);
  cursor: pointer;
  font: inherit;
  font-size: 14px;
}

.refinance-offer > .refinance-field {
  margin-bottom: 16px;
}

.refinance-more {
  margin-top: 17px;
  padding-top: 14px;
  border-top: 1px solid var(--refi-border);
}

.refinance-more summary {
  color: var(--refi-accent);
  cursor: pointer;
  font-weight: 600;
}

.refinance-more[open] summary {
  margin-bottom: 16px;
}

.refinance-more .refinance-fields {
  row-gap: 16px;
}

.refinance-button:focus-visible,
.refinance-offer__remove:focus-visible,
.refinance-more summary:focus-visible {
  outline: 3px solid rgba(37, 99, 235, .25);
  outline-offset: 2px;
}

.refinance-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 20px;
}

.refinance-button {
  min-height: 46px;
  border: 1px solid transparent;
  border-radius: 10px;
  padding: 10px 17px;
  cursor: pointer;
  font: inherit;
  font-weight: 600;
}

.refinance-button--primary {
  border-color: var(--refi-accent);
  background: var(--refi-accent);
  color: #fff;
}

.refinance-button--primary:hover {
  filter: brightness(.94);
}

.refinance-button--secondary {
  border-color: var(--refi-border);
  background: #fff;
  color: var(--refi-text);
}

.refinance-button--link {
  background: transparent;
  color: var(--refi-muted);
}

.refinance-errors {
  margin-top: 16px;
  padding: 14px 16px;
  border: 1px solid #f0b6b2;
  border-radius: 12px;
  background: #fff4f3;
  color: #8f1d18;
}

.refinance-errors ul {
  margin: 8px 0 0;
  padding-left: 20px;
}

.refinance-result {
  margin-top: 24px;
}

.refinance-result__empty {
  display: flex;
  flex-direction: column;
  gap: 5px;
  padding: 20px;
  border: 1px dashed #cfd5df;
  border-radius: 14px;
  background: var(--refi-soft);
  color: var(--refi-muted);
}

.refinance-result__empty strong {
  color: var(--refi-text);
}

.refinance-verdict {
  margin-bottom: 18px;
  padding: 20px;
  border: 1px solid #a8dfc2;
  border-radius: 15px;
  background: var(--refi-success-bg);
}

.refinance-verdict--warning {
  border-color: #ead59e;
  background: #fff8e8;
}

.refinance-verdict__eyebrow {
  display: block;
  margin-bottom: 6px;
  color: var(--refi-muted);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.refinance-verdict h3 {
  margin: 0 0 8px;
  font-size: clamp(20px, 3vw, 25px);
  line-height: 1.3;
}

.refinance-verdict p {
  margin: 0 0 8px;
  line-height: 1.55;
}

.refinance-verdict small {
  color: var(--refi-muted);
}

.refinance-result-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.refinance-result-card {
  min-width: 0;
  overflow: hidden;
  border: 1px solid var(--refi-border);
  border-radius: 14px;
  background: #fff;
}

.refinance-result-card--best {
  border-color: #8ac9a8;
  box-shadow: 0 0 0 1px #8ac9a8;
}

.refinance-result-card__head {
  padding: 17px 17px 0;
}

.refinance-result-badge {
  flex: 0 0 auto;
  border-radius: 999px;
  padding: 4px 8px;
  background: var(--refi-success-bg);
  color: var(--refi-success);
  font-size: 11px;
  font-weight: 700;
}

.refinance-result-card__main {
  padding: 8px 17px 16px;
}

.refinance-result-card__main > span {
  display: block;
  color: var(--refi-muted);
  font-size: 13px;
}

.refinance-result-card__main strong {
  display: block;
  margin-top: 2px;
  font-size: 27px;
}

.refinance-result-card__main small {
  color: var(--refi-muted);
  font-size: 14px;
  font-weight: 500;
}

.refinance-result-rows {
  margin: 0;
  border-top: 1px solid var(--refi-border);
}

.refinance-result-rows > div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 17px;
  border-bottom: 1px solid #edf0f3;
}

.refinance-result-rows > div:last-child {
  border-bottom: 0;
}

.refinance-result-rows dt {
  color: var(--refi-muted);
}

.refinance-result-rows dd {
  margin: 0;
  text-align: right;
  font-weight: 700;
}

.refinance-positive {
  color: var(--refi-success);
}

.refinance-negative {
  color: var(--refi-danger);
}

.refinance-result-source,
.refinance-result-note,
.refinance-disclaimer {
  color: var(--refi-muted);
  font-size: 13px;
  line-height: 1.55;
}

.refinance-result-source {
  margin: 0;
  padding: 0 17px 16px;
}

.refinance-result-note {
  margin: 14px 0 0;
  padding: 13px 15px;
  border-radius: 10px;
  background: var(--refi-soft);
}

.refinance-disclaimer {
  margin: 18px 0 0;
}

@media (max-width: 820px) {
  .refinance-fields {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 700px) {
  .refinance-offers,
  .refinance-result-grid {
    grid-template-columns: 1fr;
  }

  .refinance-current,
  .refinance-offer {
    padding: 16px;
  }

  .refinance-actions {
    flex-direction: column;
  }

  .refinance-button {
    width: 100%;
  }

  .refinance-result-card__head {
    flex-direction: column;
  }

  .refinance-result-rows > div {
    flex-direction: column;
    gap: 3px;
  }

  .refinance-result-rows dd {
    text-align: left;
  }
}

@media (max-width: 440px) {
  .refinance-term-control {
    grid-template-columns: 1fr;
  }

  .refinance-fields,
  .refinance-fields--2 {
    grid-template-columns: 1fr;
  }

  .refinance-result-card__main strong {
    font-size: 24px;
  }
}